What Is Metro2 Compliance in Credit Reporting?

What is Metro2 & Why Does It Matter?

Metro2 is the standardized format credit bureaus use to report your data.

We leverage this format to:

  • Detect violations in reporting codes

  • Flag outdated payment history formats

  • Catch inconsistent “date opened” or “status” fields

These technical violations often lead to account suppression or deletion when reported improperly. Metro2 compliance is used heavily in Phase 2 of our process.


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